Reading 1
Collision
- Hitting another vehicle or an object.
- Rolling over.
- Damage from a pothole in some policies.
Reading 2
Comprehensive
- Theft and vandalism.
- Fire, flood and hail.
- Hitting an animal.
- Falling objects.
Reading 3
What neither does
Neither pays for wear and tear or mechanical breakdown. Neither pays for injuries to people, which are handled by other coverages.
Reading 4
Why lenders ask
If you finance or lease a car, the lender usually requires both, since the vehicle secures the loan.
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